
The Chase Freedom Unlimited® Card ranks as No.1 cash-back card with no annual fee and now earns cardholders 6.5% cash back on travel purchased through Chase Ultimate Rewards®, 4.5% on dining at restaurants (including eligible takeout and delivery services), 4.5% on drugstore purchases and 3% on all other purchases. If you want to optimize the amount of cash back you can earn, we recommend using an alternative cash-back or rewards credit card for spending outside the bonus categories, so you earn at least 2% or 2 points per dollar spent. This maximum spending requirement resets every quarter.Īll other purchases made outside the bonus categories automatically earn unlimited 1% cash back. Each quarter, after you spend a combined $1,500 in the bonus categories, the cash-back rate drops to 1%.
